China Industrial Bank Fast-Tracks AI Stablecoin to Counter Dollar

China Industrial Bank (CIB) is stepping up its digital game with plans for an AI-enchanced stablecoin, aiming to push itself from the US dollar’s grip on global finance. This move forms part of its wider digital-to-smart bank transformation strategy. The initiative reflects a calculated response to growing stablecoin adoption and evolving regulatory frameworks like the.. The post China Industrial Bank Fast-Tracks AI Stablecoin to Counter Dollar appeared first on 99Bitcoins.

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Jul 29, 2025 - 17:00

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China Industrial Bank Fast-Tracks AI Stablecoin to Counter Dollar

China Industrial Bank (CIB) is stepping up its digital game with plans for an AI-enchanced stablecoin, aiming to push itself from the US dollar’s grip on global finance. This move forms part of its wider digital-to-smart bank transformation strategy.

The initiative reflects a calculated response to growing stablecoin adoption and evolving regulatory frameworks like the US GENIUS Act. While the AI angle remains mysterious, the project signals China’s intensifying ambition to build tech-forward financial tools with global reach.

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Stablecoin, AI, and a Smarter China Industrial Bank

At the heart of China Industrial Bank’s latest strategy is an ambitious shift from a digital industrial bank to a “smart” one powered by artificial intelligence, data, and blockchain. CIB announced during its 2025 semi-annual conference that the stablecoin initiative is more than just about launching a pegged digital asset.

It is a part of a wider tech pivot labeled “Artificial Intelligence Plus” and “Data Element X”, both within China’s financial sector, that hint at enhanced automation, risk modeling, and operational intelligence.

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❖ China is developing a yuan-backed stablecoin to bridge TradFi and crypto
❖ Through state-owned firms and banks China will gain leverage over Web3 infra
❖ Launch of China’s stabl3 could inject $2.5T in fresh liquidity into the market pic.twitter.com/G7ntQq1DtE
— Leviathan (@TechLeviathan) July 17, 2025

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While the exact mechanism of AI integration in the stablecoin remains vague, the use cases are clear. Smarter cross-border payments, frictionless trade settlement, and streamlined asset tokenization.

These aren’t pie-in-the-sky ideas anymore. JPMorgan pegged 2024 stablecoin transactions at $27 trillion, underscoring how serious the real-world demand has become. In this context, CIB isn’t trying to lead the revolution, but rather not to be left behind.